![]() ![]() Not Portable: Just like other employee benefits, when you leave, benefits cease. While you may have an affordable life insurance plan this year at work, the rate could increase, the plan could be canceled, or you could lose your job. Not Guaranteed: Employee benefits often change year to year. Many financial experts recommend you have 5-7x your annual salary, which you may want to obtain through purchasing your own primary policy and then supplementing that with your employer-provided policy. If you have life insurance included with your employee benefits, it may only be 1-2x your annual salary. Secondary: Employer life insurance can be minimal, many times just enough to cover funeral expenses. ![]() Relying solely on life insurance from your employer may be a bad idea for three reasons: it’s usually secondary insurance, it’s often not guaranteed and it’s often not portable. September is Life Insurance Awareness Month! The trademarks and logos herein are the property of their respective owners.Ģ Based on Rocket Mortgage data in comparison to public data records. Rocket Mortgage is not an insurance company and is not affiliated with any Farmers Insurance entity. No Farmers Insurance® entity is involved in or responsible for mortgage loan or origination services. 2 With Rocket Pro, John can provide preferred pricing on all loan options offered by Rocket Mortgage.ġ Mortgage loan and origination services are provided exclusively by representatives of Rocket Mortgage. 1 As a Loan Originator powered by Rocket Pro, John can assist with your home purchase or refinance needs with support from Rocket Mortgage®, America’s largest mortgage lender. John Michael Holmes, NMLS #2064397, is also able to originate mortgages through the RocketPro ℠ Originate platform. Give me a call at (513) 818-1885 and I'll be happy to answer any questions you might have. I look forward to meeting you and welcoming you to my agency. Stop by and see me sometime! I'm located right next to the RR crossing on 995 North Main St, at the old train depot. These experiences have given me a unique understanding of what it takes to protect both local businesses (commercial insurance) and families (personal insurance). In addition to having over 8 years of experience in the insurance industry, I have also owned 2 small businesses. You might see us at Top Golf on occasion! My youngest has now graduated high school and will be joining me at Farmers this year. We like to travel, fish and golf together. When I'm not in the office, I enjoy spending time with my wife and my children. We will assist by providing real-life scenarios that show how your policy would behave in a variety of situations. We will advise you about all your insurance options and help you make the best choice for your unique situation. This allows us to better understand your potential liability and what we need to protect. We keep insurance informative, starting the process by having a friendly conversation and learning about you and your family and assets. We aim to respond to all requests within 1 hour, so let us know how we can help you today. We offer fast, reliable, and knowledgeable assistance for all things insurance. Give me a call to discuss all your options for commercial, auto, home, life insurance, and more.Īt the John Holmes Agency, we pride ourselves on our tremendous customer service and strive to make the insurance process as easy as possible. ![]() As an Ohio native and Monroe resident, I am proud to be your local Farmers Insurance® and Financial Services Agent serving Monroe, Middletown, Liberty Township, Lebanon, West Chester, Mason, and the surrounding areas. ![]()
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